USE OF THIS SITE
The owner, the domain name registrant, the designer, the publisher, and the
host of this website collectively ("We") hereby represent that this website
("Site") is provided and maintained for the personal knowledge, entertainment,
information, communication and education of the Site's users / browsers.
Material displayed on the Site may be downloaded only and strictly for non-commercial,
personal use provided all copyright, trademark and other proprietary notices
contained in the material are also retained and displayed and not modified in
It is strictly prohibited to modify, change, edit, transmit, distribute, reuse, repost,
reproduce, frame, cut, copy or use any of the content or any whole or part of
the Site, including text, images, graphics, names, ideas,
themes, concepts, cases, stories, files, audio or video data,
for any kind of public or commercial purpose, without the
expressed written permission of the respective copyright owners.
SUBSCRIBER AND MEMBERSHIP INFORMATION
Users of this Site who have subscribed to or purchased any of the services,
programmes and programs offered automatically become subscribers and/or members
and may remain so until they unsubscribe or terminate their membership.
This Site may, at certain times, offer to members, subscribers and clients
free-of-charge follow-up consultation sessions related to the
original query and session, for a period of one (1) month from the date of the
initial session for each query.
Any such consultation privileges not used during the one (1) month period will
be forfeited and cannot be claimed after this one (1) month period is over.
Queries on matters or persons other than about that pertaining to the original
query, even those made during the one (1) month
privilege period, constitute separate queries and will be charged accordingly.
Subscribers, members or clients who have not purchased any of the private consultation
services are not entitled to the one (1) month free-of-charge follow-up sessions.
We fully support anti-spamming practices and will not
engage in, participate in, encourage or condone spamming in any form, method
We will not give, loan, rent, lease,
Any information provided to us, whether in communication
with us or during a consultation, is held in the strictest confidentiality.
In addition, our servers, networks and connections have
encryption and security devices installed in them.
The trademarks, logos and service marks ("Trademarks") displayed on this Site,
unless otherwise specified, are the registered and unregistered trademarks of
the owner and domain name registrant of this Site, the designer and publisher
of this Site, or the licensees and copyright owners of the items / content in
use on this Site.
Nothing contained in the Site should be construed as granting, by implication
or otherwise, any license or right to use any Trademark or content, in part or
in whole, displayed on the Site.
Any use or misuse of the Trademarks displayed on the Site, or of any other
whole or part content on the Site, is strictly prohibited, and shall not,
under any circumstances, be done without the expressed written permission of
the party / parties that own the Trademarks.
Any violation, intended or unintended, of the intellectual property
stipulations herein will amount to legal action, including criminal
prosecution, being taken against the perpetrators and / or their agents,
representatives, affiliates and associates.
While we make reasonable efforts to provide accurate and up-to-date
information on the Site, we make no warranties or representations as to its
accuracy nor do we assume any liability or responsibility for any errors in
the content of the Site.
DAMAGES and WARRANTIES
Use of and browsing of the Site are at the risk of the user / browser.
We, nor any other party involved in creating, producing, delivering or hosting
the Site, are not liable for any direct or indirect, consequential or
inconsequential, incidental or
punitive damages arising out of access to or use of the Site.
Without limitation, everything on the Site is provided "AS IS" without
warranty of any kind, either expressed or implied, including but not limited
to the implied warranties of merchantability, fitness for a particular purpose
Note that some jurisdictions may not allow the exclusion of implied
warranties, so some of the above exclusions may not apply. Check local laws
for any restrictions or limitations regarding the exclusion of implied
DAMAGES and VIRUSES
We also assume no responsibility and shall not be liable for any damages to,
or for viruses that may infect users' computer, equipment or other property on
account of access to, use of, or browsing in, the Site or on account of
downloading of any materials, data, text, images, files, audios or videos from
We periodically review all of the links contained in the Site. However, we are
not responsible for the content of any off-Site pages or any other sites
linked to this Site. The linking to any other off-Site pages or other sites is
taken at the risk of the user / browser.
A link to or from this Site should not be construed as an endorsement of any
linked site's content or sponsors.
We reserve the right, at any time and at our discretion and without prior
notification, to revise, change or modify, the terms and conditions herein by
updating this page containing the Terms and Conditions.
Users / browsers of this Site are bound by any such revisions, changes and
modifications to the Terms and Conditions.
The information in this Site is intended for entertainment, educational and
informational purposes only, and is not meant to take the place of the advice
of a doctor, therapist, psychiatrist, psychoanalyst, financial planner,
lawyer, minister of religion, or other professional.
Anyone in need of medical, legal, financial, psychiatric or religious help
should consult the appropriate professional for advice. We and our affiliates
are not responsible for legal or medical issues arising from the use or misuse
of the information on this Site.
The information in this Site is not intended to treat, diagnose, or cure any
ailments, diseases or injuries. Please seek proper medical attention for any medical
or health conditions.
We are not responsible for the use or misuse of any services or products sold
on or through this Site.
The interpretation, construction, effect and enforceability of the Terms and
Conditions herein shall be governed by the laws of the Republic Of Singapore
for the determination of any legal disputes.